Talk to an agent: (704) 870-2257
Press play below to listen to our audio commercial:

8 frequently asked questions fully answered for you to have an auto insurance in Charlotte

You may have heard about the following words – Liability, insurance rates, bodily injury coverage, comprehensive and collision. When shopping for auto insurance in Charlotte, these are words you will see and hear consistently. But what do they all mean? Sometimes words used can sound the same or vary slightly differently based on the way they’re used. Learn the correct terminology used by your insurance agent as well as the definition. An educated shopper is a smart shopper and a few minutes hitting the books could save your money.

1. What is an anti-theft device and how do I know if my car has it?

An anti-theft device could be an alarm or even just the fact that each part of your car has the vehicle’s VIN number etched on to it. To see what your vehicle is equipped with, it’s best to refer to the manual or check with the dealership.

2. What is my VIN number?

VIN is short for “Vehicle Identification Number.” It’s a seventeen digit code that identifies the make, model and year of manufacturing of the car.

3. What is bodily injury liability coverage?

Should you get in an accident that is deemed to be your fault, your BI (bodily injury) coverage is what will pay for the injuries or even death of the other party or anyone except you, the insured driver.

4. What is PIP?

PIP is short for Personal Injury Protection. PIP is similar to bodily injury coverage, except it protects yourself in an accident.

5. What i’s Roadside Assistance?

Occasionally your car may have some mechanical issues at inconvenient times or places. Roadside assistance provides assistance on the spot or a tow to a local body shop if needed.

6. My local agent is suggesting comprehensive coverage. What is that?

Comprehensive coverage protects vehicles against damage not caused by an accident. Good examples could be flood, fire or vandalism.

7. What is a deductible?

A deductible is the portion of money you agree to pay out of pocket when you are in an accident. Any amount needed that exceeds the deductible is covered by your insurance.

8. What is a premium?

A premium is the total amount you pay to receive coverage by an insurance company for a period of time. This may be paid in full or over the amount of time you are insured for.

Keeping these newly gained information you can enter your Zip to get best suitable insurance quotes available for auto insurance in Charlotte.